Natural disasters like cyclones, floors, earthquakes, and tornadoes are inevitable. There is no way you can escape them because regardless of where you are in this planet, a natural disaster is an incidence that is likely to occur. That said, a home insurance is a must to secure your assets in case of loss and damage due to such causes.

A home insurance policy will also protect you during manmade hazards like theft, fire, vandalism, and more.